1. Introduction
2. Information We Collect
2.1 Information You Enter
All data you enter into the App is stored locally on your device only:
- Debt records (names, amounts, currencies, dates, notes)
- Wallet transactions (amounts, categories, labels, notes)
- App settings and preferences
This data is never transmitted to our servers or any third party.
2.2 Information Collected Automatically by Third Parties
MoniTabs displays ads served by Google AdMob. Some ads may also be served by Meta Audience Network through AdMob mediation. When ads are displayed, these ad partners may automatically collect:
- Device identifiers (e.g., Advertising ID, App Set ID)
- IP address and approximate location
- Device type, OS version, and language
- Ad interaction data (impressions, clicks)
- Crash logs and diagnostics about how the ads perform
This data is used for advertising, analytics, and fraud prevention. It is collected and processed by Google LLC and Meta Platforms, Inc. under their own privacy policies. We do not receive or store this data ourselves.
Google's Privacy Policy
Google's Ad Technology
Meta Privacy Policy
Meta Audience Network
2.3 App Usage Analytics (Firebase)
Starting with version 1.0.20, the App uses Google Analytics for Firebase to understand how the App is used, so we can improve it. It records simple usage events, for example that onboarding was completed, a debt or transaction was added, a payment was logged, a reminder was set, or an export was made, together with device data such as an app instance ID, device model, OS version, language and approximate location (country).
These events never contain your amounts, names, notes or any other financial data you enter.
In the EU, EEA, UK and Switzerland, analytics stays off until you give consent in the consent form shown by the App. You can change your choice at any time in the App under Settings → Privacy options. Outside these regions, analytics is on by default.
2.4 This Website (monitabs.com)
This website uses Google Analytics to count visits and see which pages are read. Google Analytics may use cookies and collects data such as pages visited, approximate location, device and browser type. It does not receive any data from the MoniTabs app.
Visitors in the EU, EEA, UK and Switzerland are asked first: analytics cookies are off until you tap “Accept”. You can change your choice at any time: Cookie settings.
3. How We Use Information
We do not collect, process, or use your personal financial data — it never leaves your device.
The App uses Google AdMob (with Meta Audience Network as an ad partner) solely to display advertisements, which allows us to offer the App free of charge.
The App uses Google Analytics for Firebase (Section 2.3) only to count anonymous usage events and improve the App.
4. Data Storage and Security
4.1 Local Storage and Backups
All your financial data is stored in a local SQLite database on your device.
MoniTabs disables automatic system backups. No app data is automatically synced to Google Drive or any cloud service. All backup and restore is performed manually through the in-app Backup to File feature, which saves a local .monitabs backup file (JSON format) to a location you choose.
4.2 Security
Your data is stored in the App's private storage, inaccessible to other apps. We recommend keeping your device protected with a PIN, password, or biometric lock.
5. Data Sharing
Your financial data (debts, transactions, labels, notes) is never sold, rented, or shared with anyone.
The only third-party services integrated into the App are our ad partners, Google AdMob and Meta Audience Network, and Google Analytics for Firebase. As described in Sections 2.2 and 2.3, they receive device identifiers, approximate location, ad interaction data, usage events and diagnostics in order to show ads, measure them, prevent fraud and help us improve the App. They process this data under their own privacy policies.
6. Children's Privacy
MoniTabs is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information through the App, please contact us and we will address the situation.
7. Your Rights
Because your financial data is stored only on your device, you have full control over it at all times. You may:
- Edit or delete any record directly within the App
- Export your data using the Backup to File feature
- Delete all App data by uninstalling the App
In the EU, EEA, UK and Switzerland you can give or withdraw consent for ads and analytics at any time in the App under Settings → Privacy options.
For rights related to data collected by our ad partners (such as opting out of personalized ads or resetting your Advertising ID), please use your device's ad settings (Settings → Google → Ads) or the privacy controls of Google and Meta.
8. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will update the Effective Date at the top of this document. Continued use of the App after any changes constitutes acceptance of the updated policy. We encourage you to review this policy periodically.
9. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us:
Email: meinua.labs@gmail.com
Location: Armenia
This Privacy Policy was last updated on October 26, 2026.